Investors must opt for an asset allocation strategy, says Palka Arora Chopra of Master Capital Services

Indian mutual funds currently have about 7.44 crore SIP accounts through which investors regularly invest in Indian mutual fund schemes, says Palka Arora Chopra, Director, Master Capital Services. In an interview with Mint Genie, Chopra said that when analysing fund performance, investors should consider not only point-to-point performance but also the fund's rolling returns relative to its benchmark, as well as risk-adjusted performance.