Google Pay launches UPI Circle, other features at Global Fintech Fest 2024

Google Pay today announced six additional features for its users on the concluding day of the Global Fintech Fest (GFF) 2024. These features, to be available later this year, include UPI Circle on Google Pay, UPI Vouchers or eRupi, ClickPay QR scan for bill payments, prepaid utilities payment, Tap & Pay with RuPay cards, and Autopay for UPI Lite. UPI Circle on Google Pay is a feature designed to help users make digital payments without needing to link their own bank account. Under the UPI Circle feature, Google Pay is offering two options. First, a user can give partial delegation. In this, a user retains full control and approves each payment request initiated by their secondary user, said the company in a blog. One can also choose the option of full delegation. A user can set a monthly limit of up to Rs 15,000, allowing their secondary users to make payments independently within that limit. UPI Vouchers allow users to pay digitally by giving them a prepaid voucher linked to their mobile number. Beneficiaries of these vouchers will be able to use any supporting UPI app, including Google Pay, to pay for all their supported merchant transactions without even linking their bank account on UPI.